LIC ADO 2026 — Free Practice

LIC ADO 2026 Prelims is expected around July-September 2026. The official notification is typically released by LIC on licindia.in a few months prior, often alongside or shortly after the AAO cycle.

LIC ADO Prelims has 105 questions in 60 minutes — Reasoning Ability (35Q), Quantitative Aptitude (35Q), and English Language (35Q). English is qualifying only — its marks aren't counted toward the Prelims cutoff, but you must clear the sectional minimum. Negative marking: −0.25 per wrong answer.

Yes — LIC ADO Prelims has sectional cutoffs in Reasoning and Quant on top of the overall cutoff. A strong score in one section cannot make up for missing the minimum in another. Practice every section separately, not just your strongest one.

LIC ADO starting stipend during the training period is around ₹20,000-25,000/month, moving to a regular Development Officer pay scale (₹30,000-40,000+ gross) after confirmation, plus performance-linked incentives tied to policy sourcing.

LIC ADO recruitment is typically one of LIC's largest annual drives, often 5,000-9,000+ vacancies across states, since ADOs directly drive LIC's agency and sales channel.