Question 1

The Pradhan Mantri Kaushal Vikas Yojana (PMKVY) is primarily focused on which sector?

Accepted Answer

The Pradhan Mantri Kaushal Vikas Yojana, launched in July 2015, is a skill development initiative aimed at training Indian youth in various trades and vocational skills. It is not sector-specific but rather covers multiple sectors including manufacturing, services, construction, and IT. However, the scheme's primary focus is on skill training and employment generation across all sectors.

Question 2

Under the Pradhan Mantri Ujjwala Yojana, which fuel is provided to eligible households?

Accepted Answer

The Pradhan Mantri Ujjwala Yojana, launched in May 2016, provides LPG (Liquefied Petroleum Gas) connections to eligible BPL and APL households. The scheme aims to replace traditional cooking fuels (biomass, wood, coal) with clean cooking fuel, thereby improving health and reducing indoor air pollution. This is a static, well-documented fact about the scheme's core objective.

Question 3

The Pradhan Mantri Awas Yojana (Urban) was launched in which year with the objective of providing affordable housing to economically weaker sections?

Accepted Answer

The Pradhan Mantri Awas Yojana (Urban) was launched in 2015 with the goal of providing pucca houses to all urban homeless and those living in slums by 2022. It is a centrally sponsored scheme implemented by the Ministry of Housing and Urban Affairs.

Question 4

Under the Ayushman Bharat scheme, what is the maximum annual health insurance coverage provided to eligible families?

Accepted Answer

The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) provides a maximum annual health insurance coverage of ₹5 lakh per family per year. This is one of the world's largest government-funded health insurance schemes.

Question 5

The Skill India Mission was launched in which year to promote skill development and vocational training across the country?

Accepted Answer

The Skill India Mission was launched on July 15, 2015, by Prime Minister Narendra Modi. It aims to train over 40 crore people in India in different skills by 2022 and is implemented through various schemes like Pradhan Mantri Kaushal Vikas Yojana (PMKVY).

Question 6

The Pradhan Mantri Mudra Yojana (PMMY) provides collateral-free loans up to what amount for micro and small enterprises?

Accepted Answer

The Pradhan Mantri Mudra Yojana provides collateral-free loans up to ₹10 lakh to micro and small enterprises and individuals engaged in business activities. The scheme was launched on April 8, 2015, to promote entrepreneurship.

Question 7

The Swachh Bharat Mission was launched in which year with the objective of eliminating open defecation and improving sanitation?

Accepted Answer

The Swachh Bharat Mission was launched on October 2, 2014, by Prime Minister Narendra Modi on the occasion of Mahatma Gandhi's birth anniversary. The mission aimed to eliminate open defecation and improve sanitation coverage across India.

Question 8

Under the Pradhan Mantri Fasal Bima Yojana (PMFBY), what is the maximum premium percentage that farmers have to pay for Kharif crops?

Accepted Answer

Under PMFBY launched in 2016, farmers pay a maximum premium of 2% for Kharif crops, 1.5% for Rabi crops, and 5% for annual commercial/horticultural crops. The remaining premium is shared by Central and State governments.

Question 9

Under the Pradhan Mantri Awas Yojana (Urban), what is the maximum carpet area (in square meters) of a dwelling unit eligible for assistance in metropolitan areas?

Accepted Answer

The Pradhan Mantri Awas Yojana (Urban), launched in 2015, specifies different carpet area limits based on city classification. For metropolitan areas (with population >40 lakh), the maximum carpet area is 60 square meters. For other cities, it is 55 square meters. This is a key eligibility criterion for beneficiaries seeking housing assistance under the scheme.

Question 10

Under the Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana (PM-JAY), what is the annual health coverage limit per family?

Accepted Answer

Ayushman Bharat – PM-JAY, launched in September 2018, provides an annual health coverage of ₹5 lakh per family per year. This is a fixed, well-documented parameter of the scheme that determines the maximum cashless treatment benefit available to eligible beneficiaries at empaneled hospitals.

Question 11

The Pradhan Mantri Kaushal Vikas Yojana (PMKVY) was launched to provide skill training to Indian youth. Under PMKVY 3.0 (launched in 2020), what is the maximum duration of training provided for most skill courses?

Accepted Answer

The Pradhan Mantri Kaushal Vikas Yojana (PMKVY) was first launched in 2015. PMKVY 3.0 was launched in July 2020 with enhanced focus on COVID-19 affected workers and apprenticeships. Under PMKVY 3.0, the maximum duration of training for most short-term skill courses is 3 months (approximately 400 hours). However, some specialized courses may extend up to 6 months. The standard training duration for the majority of PMKVY courses is 3 months. Therefore, the answer is B.

Question 12

The Pradhan Mantri Ujjwala Yojana (PMUY) was launched to provide LPG connections to Below Poverty Line (BPL) households. In which year was PMUY launched, and what was the initial target number of LPG connections to be provided?

Accepted Answer

The Pradhan Mantri Ujjwala Yojana was launched on May 1, 2016, by the Ministry of Petroleum and Natural Gas. The scheme aimed to provide free LPG connections to BPL and APL (Above Poverty Line) households, with an initial target of 5 crore (50 million) connections over 3 years. The scheme was later expanded to include all households, and the target was increased to 8 crore connections. The initial target was 5 crore connections. Therefore, the answer is A.

Question 13

The Pradhan Mantri Awas Yojana (Urban) was launched in which year with the primary objective of providing affordable housing to economically weaker sections?

Accepted Answer

The Pradhan Mantri Awas Yojana (Urban) was launched on June 25, 2015, by the Ministry of Housing and Urban Affairs. The scheme aims to provide 'Housing for All' by constructing 1 crore (10 million) houses for the urban poor by 2022 (later extended to 2024). Option B is correct.

Question 14

Under the Pradhan Mantri Jan Dhan Yojana (PMJDY), what is the maximum life insurance cover provided to account holders under the Pradhan Mantri Suraksha Bima Yojana (PMSBY) component?

Accepted Answer

The Pradhan Mantri Suraksha Bima Yojana (PMSBY), launched as part of PMJDY, provides accidental death insurance cover of ₹2 lakh to account holders aged 18-70 years. The annual premium is ₹12, which is deducted from the savings account. Option C is correct.

Question 15

The Pradhan Mantri Kaushal Vikas Yojana (PMKVY) was launched to provide skill training to Indian youth. Under PMKVY 3.0, what is the primary focus area introduced in 2020?

Accepted Answer

PMKVY 3.0, launched in 2020, introduced a special focus on training for COVID-19 affected workers and those in emerging sectors. The scheme emphasizes short-term training, recognition of prior learning (RPL), and special projects. The primary new focus was on reskilling workers affected by the pandemic and training in emerging technologies. Option A is correct.

Question 16

The Pradhan Mantri Matritva Vandana Yojana (PMMVY) provides cash assistance to pregnant women and lactating mothers. What is the total cash assistance amount provided under the scheme?

Accepted Answer

The Pradhan Mantri Matritva Vandana Yojana (PMMVY), launched on January 1, 2017, provides a total cash assistance of ₹5,000 to pregnant women and lactating mothers in three installments. The first installment of ₹1,000 is provided at registration, the second installment of ₹2,000 is provided after 6 months of pregnancy, and the third installment of ₹2,000 is provided after delivery and immunization of the child. Option B is correct.

Question 17

The Pradhan Mantri Ujjwala Yojana (PMUY) aims to provide LPG connections to Below Poverty Line (BPL) households. In which year was PMUY launched?

Accepted Answer

The Pradhan Mantri Ujjwala Yojana (PMUY) was launched on May 1, 2016, by the Ministry of Petroleum and Natural Gas. The scheme aims to provide free LPG connections to BPL and Antyodaya Anna Yojana (AAY) households to replace biomass cooking with clean fuel. Option C is correct.

Question 18

The Pradhan Mantri Awas Yojana (Urban) was launched in which year with the primary objective of providing housing for economically weaker sections and low-income groups in urban areas?

Accepted Answer

The Pradhan Mantri Awas Yojana (Urban) was launched on June 25, 2015, by the Ministry of Housing and Urban Affairs. The scheme aims to provide 'Housing for All' by constructing approximately 1 crore (10 million) houses for the urban poor by 2022 (later extended to 2024). It operates through four verticals: Beneficiary-led Construction, In-situ Slum Redevelopment, Affordable Housing in Partnership, and Credit Linked Subsidy Scheme. This is a flagship scheme distinct from the rural variant (PM-AWY Rural launched in 2016). Therefore, the answer is B.

Question 19

Under the Pradhan Mantri Jan Dhan Yojana (PMJDY), what is the maximum life insurance cover amount provided to account holders under the Pradhan Mantri Suraksha Bima Yojana (PMSBY) component?

Accepted Answer

The Pradhan Mantri Jan Dhan Yojana, launched on August 28, 2014, includes an integrated accident insurance component called Pradhan Mantri Suraksha Bima Yojana (PMSBY). Under PMSBY, the maximum life insurance cover provided to eligible Jan Dhan account holders is ₹2 lakh in case of accidental death or permanent disability. This is a fixed benefit amount, not variable. The premium is ₹12 per annum, deducted from the account. Therefore, the answer is C.

Question 20

The Pradhan Mantri Matritva Vandana Yojana (PMMVY) provides cash assistance to pregnant women and lactating mothers. What is the total cash assistance amount provided under PMMVY to eligible beneficiaries?

Accepted Answer

The Pradhan Mantri Matritva Vandana Yojana was launched on January 1, 2017, by the Ministry of Women and Child Development. The scheme provides cash assistance of ₹5,000 to pregnant women and lactating mothers in installments. The assistance is provided in three installments: ₹1,000 on registration during pregnancy, ₹2,000 after 6 months of pregnancy (on completion of antenatal check-up), and ₹2,000 after delivery and immunization of the child. The total amount is ₹5,000. Therefore, the answer is D.

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Schemes & Initiatives — Practice Questions

60-Second Revision — Schemes & Initiatives