Is NIACL AO syllabus same every year?

The NIACL AO syllabus remains largely consistent year to year. The core subjects and topics stay the same, though the number of questions per topic may vary slightly.

NIACL AO Syllabus 2026 — Complete Topic-Wise

5 subjects · 33 topics · Updated for 2026 exam

Subjects

Topics

✓

Free Practice

✓

PYQs

Jump to Subject

Quantitative Aptitude Logical Reasoning English Language General Awareness Insurance Awareness

Quantitative Aptitude

12 TopicsStudy →

Simple & Compound Interest

4 subtopics›

Ratio & Proportion

4 subtopics›

Time, Speed & Distance

5 subtopics›

Time & Work

4 subtopics›

Geometry & Mensuration

High Difficulty: DI · Number Series · Arithmetic Word Problems · Data Sufficiency

Logical Reasoning

5 TopicsStudy →

English Language

6 TopicsStudy →

Reading Comprehension

4 subtopics›

Sentence Correction & Improvement

5 subtopics›

Para & Sentence Based

5 subtopics›

Spotting Errors

2 subtopics›

High Difficulty: RC · Error Spotting · Para Jumbles · Vocabulary

General Awareness

7 TopicsStudy →

High Difficulty: Insurance Awareness · Current Affairs · NIACL products · Economy

Insurance Awareness

3 TopicsStudy →

Insurance Fundamentals

6 subtopics›

LIC & Products

3 subtopics›

Insurance Current Affairs

2 subtopics›

Exam Pattern at a Glance

Tier / Stage	Questions	Marks	Time	Marking
mains	160	200	120 min	+1.0 / −0.25

View detailed exam pattern with section-wise breakdown →

Start Practising — Topic by Topic

Free PYQs, concept notes, and practice MCQs for every topic in this syllabus.

Go to Study Hub Free Mock Tests

Frequently Asked Questions

How many subjects are in NIACL AO 2026 syllabus?+

NIACL AO 2026 has 5 subjects: Quantitative Aptitude, Logical Reasoning, English Language, General Awareness, Insurance Awareness. Each subject has multiple topics and subtopics.

What are the most important topics in NIACL AO?+

Focus on the topics marked HIGH PRIORITY in the syllabus above — they carry the highest weightage in NIACL AO papers.

Is there negative marking in NIACL AO?+

Yes, NIACL AO has negative marking. The scheme is +1/-0.25. Avoid random guessing.