Question 1

Under the Pradhan Mantri Jan Dhan Yojana (PMJDY), what is the primary objective?

Accepted Answer

Pradhan Mantri Jan Dhan Yojana, launched on 28 August 2014, aims to provide universal access to banking services, financial literacy, and credit to all unbanked households in India. It focuses on financial inclusion through zero-balance bank accounts.

Question 2

Which ministry oversees the implementation of the Pradhan Mantri Skill Development Scheme (PMKVY)?

Accepted Answer

The Pradhan Mantri Kaushal Vikas Yojana (PMKVY), launched in July 2015, is overseen by the Ministry of Skill Development and Entrepreneurship (MSDE). It aims to provide skill training to Indian youth to enhance their employability.

Question 3

The Pradhan Mantri Awas Yojana (Urban) aims to provide affordable housing to economically weaker sections. What is the primary target beneficiary category?

Accepted Answer

Pradhan Mantri Awas Yojana (Urban), launched in June 2015, primarily targets Economically Weaker Sections (EWS) and Low Income Groups (LIG) with annual household income up to ₹6 lakh and ₹12 lakh respectively (as per 2023 guidelines).

Question 4

Under which scheme does the Government of India provide free health insurance coverage to Below Poverty Line (BPL) families and unorganized sector workers?

Accepted Answer

Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana (PM-JAY) is the world's largest government-funded health insurance scheme launched in September 2018. It provides coverage of ₹5 lakh per family per year for secondary and tertiary care hospitalization.

Question 5

Which of the following schemes aims to provide affordable housing to economically weaker sections and low-income groups in urban areas?

Accepted Answer

Pradhan Mantri Awas Yojana (Urban) was launched in 2015 to provide affordable housing to EWS and LIG categories in urban areas through credit-linked subsidy and direct benefit transfer.

Question 6

Under which scheme does the Government of India provide direct income support of ₹6,000 per annum to eligible farmer families?

Accepted Answer

Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) provides ₹6,000 per annum in three equal installments to all landholding farmer families, irrespective of farm size, since December 2018.

Question 7

The Pradhan Mantri Jan Dhan Yojana (PMJDY) was launched to achieve universal banking coverage. In which year was it launched?

Accepted Answer

Pradhan Mantri Jan Dhan Yojana was launched on August 28, 2014, to provide universal access to banking services, financial literacy, and credit to all unbanked households.

Question 8

Which scheme provides subsidized LPG connections to Below Poverty Line (BPL) and Scheduled Caste/Tribe households?

Accepted Answer

Pradhan Mantri Ujjwala Yojana (PMUY), launched in May 2016, provides free LPG connections to BPL households and SC/ST families to reduce indoor air pollution and dependence on biomass fuels.

Question 9

The Pradhan Mantri Skill Development Scheme (PMKVY) aims to provide skill training to youth. Which ministry oversees this scheme?

Accepted Answer

Pradhan Mantri Kaushal Vikas Yojana (PMKVY) is overseen by the Ministry of Skill Development and Entrepreneurship (MSDE), launched in 2015 to provide industry-relevant skill training to Indian youth.

Question 10

Which scheme was launched to provide direct income support to farmers in India?

Accepted Answer

Pradhan Mantri Kisan Samman Nidhi (PM-KISAN), launched on 1 December 2018, provides direct income support of ₹6,000 per annum to all landholding farmers in three installments of ₹2,000 each.

Question 11

Which of the following schemes was launched by the Government of India to provide affordable housing to economically weaker sections and low-income groups?

Accepted Answer

Pradhan Mantri Awas Yojana (PMAY) is a centrally sponsored scheme launched in June 2015 to provide affordable housing to EWS and LIG categories. It has two components: Urban (PMAY-U) for cities and Rural (PMAY-G) for villages.

Question 12

The Pradhan Mantri Ujjwala Yojana (PMUY) provides which of the following to BPL households?

Accepted Answer

PMUY, launched on 1 May 2016, provides free LPG connections to Below Poverty Line (BPL) households to replace traditional cooking fuels and reduce indoor air pollution.

Question 13

Under the Pradhan Mantri Kaushal Vikas Yojana (PMKVY), what is the primary focus?

Accepted Answer

PMKVY, launched in 2015, focuses on skill development and vocational training for youth to make them employable and industry-ready across various sectors.

Question 14

Which of the following schemes aims to provide affordable housing to economically weaker sections and low-income groups in urban areas?

Accepted Answer

Pradhan Mantri Awas Yojana (Urban) was launched in 2015 to provide affordable housing to EWS and LIG groups in urban areas through credit-linked subsidy and direct benefit transfer.

Question 15

The Pradhan Mantri Matritva Vandana Yojana (PMMVY) provides cash assistance to pregnant women. What is the maximum cash assistance provided under this scheme?

Accepted Answer

Pradhan Mantri Matritva Vandana Yojana, launched in January 2017, provides conditional cash assistance of ₹5,000 to pregnant women and lactating mothers for improved nutrition and health outcomes during pregnancy and lactation.

Question 16

Under the Ayushman Bharat - Pradhan Mantri Jan Arogya Yojana (PM-JAY), what is the annual health insurance coverage limit per family?

Accepted Answer

PM-JAY provides an annual health insurance coverage of ₹5 lakh per family per year for hospitalization expenses. This is a cashless and paperless scheme launched in 2018.

Question 17

Under the Pradhan Mantri Matritva Vandana Yojana (PMMVY), what is the maximum cash assistance provided to pregnant women?

Accepted Answer

PMMVY provides a total of ₹6,000 in three installments to pregnant women and lactating mothers who are above 19 years of age, to improve maternal and child health outcomes.

Question 18

What is the primary objective of the Pradhan Mantri Jan Dhan Yojana (PMJDY)?

Accepted Answer

PMJDY, launched in 2014, aims to provide universal access to banking services, including savings accounts, remittance facilities, credit, insurance, and pension to all Indian citizens.

Question 19

In which year was the Pradhan Mantri Awas Yojana (Urban) launched to provide affordable housing to urban poor?

Accepted Answer

The Pradhan Mantri Awas Yojana (Urban) was launched on June 25, 2015, with the goal of providing 'Housing for All' by constructing 1 crore (10 million) affordable houses by 2022.

Question 20

Which ministry oversees the implementation of the Pradhan Mantri Kaushal Vikas Yojana (PMKVY)?

Accepted Answer

PMKVY is overseen by the Ministry of Skill Development and Entrepreneurship (MSDE), which was established in 2014 to focus on skill development and entrepreneurship in India.

CTET Paper II Schemes & Initiatives

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