Question 1

Under the Pradhan Mantri Fasal Bima Yojana (PMFBY), the insurance premium is shared between the farmer and the government. What is the farmer's contribution for kharif crops?

Accepted Answer

Under PMFBY, launched in 2016, farmers pay 2% premium for kharif crops, 1.5% for rabi crops, and 5% for commercial/horticultural crops. The government and state share the remaining premium.

Question 2

Which of the following schemes was launched by the Government of India to provide affordable housing to economically weaker sections?

Accepted Answer

Pradhan Mantri Awas Yojana (PMAY) is a centrally sponsored scheme launched in 2015 to provide affordable housing to EWS, LIG, and MIG categories. It has two components: Urban (PMAY-U) and Rural (PMAY-G).

Question 3

Under the Pradhan Mantri Matritva Vandana Yojana (PMMVY), pregnant women receive cash assistance in how many installments?

Accepted Answer

PMMVY provides cash assistance to pregnant women in three installments: ₹1,000 at registration, ₹2,000 after 6 months of pregnancy, and ₹1,000 after delivery. Total assistance is ₹4,000 per beneficiary.

Question 4

Which of the following schemes aims to provide affordable housing to economically weaker sections and low-income groups in urban areas?

Accepted Answer

Pradhan Mantri Awas Yojana (Urban) was launched in 2015 to provide affordable housing to EWS and LIG groups in urban areas through credit-linked subsidy and direct benefit transfer.

Question 5

Which ministry oversees the implementation of the Pradhan Mantri Kaushal Vikas Yojana (PMKVY)?

Accepted Answer

PMKVY is overseen by the Ministry of Skill Development and Entrepreneurship (MSDE), launched in 2015 to provide skill training to Indian youth.

Question 6

The Pradhan Mantri Jan Dhan Yojana (PMJDY) was launched in which year?

Accepted Answer

PMJDY was launched on August 28, 2014, to provide universal access to banking services, financial literacy, and credit to all unbanked households.

Question 7

Which ministry is responsible for implementing the Pradhan Mantri Kaushal Vikas Yojana (PMKVY)?

Accepted Answer

PMKVY is a flagship scheme launched in 2015 under the Ministry of Skill Development and Entrepreneurship (MSDE). It aims to provide skill training to Indian youth to enhance their employability and productivity.

Question 8

The Pradhan Mantri Ujjwala Yojana primarily aims to provide which of the following to below-poverty-line households?

Accepted Answer

PMUY, launched in May 2016, provides LPG connections to BPL households, especially women, to replace traditional cooking fuels and reduce indoor air pollution.

Question 9

Under the Pradhan Mantri Jan Dhan Yojana (PMJDY), what is the basic feature regarding zero-balance savings account opening?

Accepted Answer

PMJDY allows opening of zero-balance savings accounts with no minimum balance requirement, making banking accessible to all citizens.

Question 10

The Pradhan Mantri Kaushal Vikas Yojana (PMKVY) focuses on skill development. What is the primary target group for this scheme?

Accepted Answer

PMKVY targets unemployed youth and school/college dropouts to provide industry-relevant skill training.

Question 11

The Pradhan Mantri Ujjwala Yojana (PMUY) provides LPG connections to below-poverty-line households. In which year was this scheme launched?

Accepted Answer

Pradhan Mantri Ujjwala Yojana was launched on May 1, 2016, to provide free LPG connections to BPL and APL households.

Question 12

The Sukanya Samriddhi Yojana (SSY), a savings scheme for girl children, was launched in which year?

Accepted Answer

Sukanya Samriddhi Yojana was launched in 2015 as part of the 'Beti Bachao, Beti Padhao' campaign to encourage savings for girls' education and marriage.

Question 13

The Pradhan Mantri Awas Yojana (Urban) was launched in which year with the primary objective of providing affordable housing to economically weaker sections?

Accepted Answer

Pradhan Mantri Awas Yojana (Urban) was launched in 2015 to provide affordable housing to EWS, LIG, and MIG categories in urban areas by 2022.

Question 14

Under the Pradhan Mantri Jan Dhan Yojana (PMJDY), what is the basic feature regarding life insurance coverage provided to account holders?

Accepted Answer

PMJDY provides accidental death insurance coverage of ₹1 lakh to all eligible account holders without any additional premium.

Question 15

The Atma Nirbhar Bharat Abhiyaan (Self-Reliant India Campaign) was announced in response to which economic challenge?

Accepted Answer

Atma Nirbhar Bharat was announced in May 2020 as a response to the economic slowdown caused by the COVID-19 pandemic.

Question 16

Under the Pradhan Mantri Mudra Yojana (PMMY), what is the maximum loan amount provided under the 'Tarun' category?

Accepted Answer

PMMY has three categories: Shishu (up to ₹50,000), Kishor (₹50,001 to ₹5 lakh), and Tarun (₹5 lakh to ₹10 lakh). The Tarun category provides loans up to ₹10 lakh for small businesses and entrepreneurs.

Question 17

The Pradhan Mantri Awas Yojana (Urban) was launched in which year with the objective of providing affordable housing to economically weaker sections?

Accepted Answer

Pradhan Mantri Awas Yojana (Urban) was launched in 2015 to provide affordable housing to EWS and LIG categories. The scheme aims to construct 1 crore houses by 2024.

Question 18

The Ayushman Bharat – Pradhan Mantri Jan Arogya Yojana (PM-JAY) provides health insurance coverage up to which amount per family per year?

Accepted Answer

PM-JAY provides cashless and paperless health insurance coverage of ₹5 lakh per family per year for secondary and tertiary care hospitalization.

Question 19

The Pradhan Mantri Kaushal Vikas Yojana (PMKVY) is primarily focused on which of the following?

Accepted Answer

PMKVY is a skill development scheme launched to provide industry-relevant training to Indian youth and enhance their employability.

Question 20

The Pradhan Mantri Kaushal Vikas Yojana (PMKVY) was launched in which year, and what is its primary focus?

Accepted Answer

PMKVY was launched in 2015 with the primary objective of skill development and training of Indian youth to enhance their employability and productivity.

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